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Frequently Asked Question

What is FastCent?
FastCent is an APP that helps you to get a mobile loan .You can borrow as many times as you want within your credit limit. It is flexible and affordable.
Must be 18-60 years old A valid phone number Your bank account
All you need to register are your bank account details and BVN. We will also send a confirmation code to the phone number linked to your BVN. After registration you can apply to receive a credit limit. After your credit limit is approved, you will be able to instantly take a loan within your credit limit.
After your apply , if you get a credit limit, You can choose to borrow for cash. Once you pay off your pervious loan, your credit limit will recover and you can apply a new loan immediately.
There are a few reasons behind loan application rejections. The most likely reason is that our system did not receive sufficient data to score your application. Please shared all of the information required in the application or provided invalid details. However, there can be other reasons. As a responsible lender, we take steps to ensure we only extend credit to applicants who can afford it, so that our clients won't become too indebted. It is possible that at this time, you don't match the profile of individual we normally lend money to. We recommend keeping the app installed and retrying in 1-2 months, as the criteria of these decisions are constantly refined.